Naturally spread risk

Posted on May 11, 2020 by - Uncategorized

Incorporating a wide range of different assets

Understanding investment risk and determining what level of risk you feel comfortable with before you invest is an important part of the investment decision process. Your potential returns available from different kinds of investment, and the risks involved, change over time as a result of economic, political and regulatory developments, as well as a host of other factors.

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Avoid the pitfalls of market timing

Posted on May 11, 2020 by - Uncategorized

Don’t become distracted by short-term volatility

Trying to navigate the ups and downs of market returns, investors seem to naturally want to jump in at the lows and cash out at the highs. But no one can predict when those will occur. Fortunately, there are a number of time-tested strategies that may help you deal with market volatility. Two of the most prevalent are: invest for the long term, and maintain realistic performance expectations when it comes to returns.

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Wide range of investment opportunities

Posted on May 11, 2020 by - Uncategorized

Mitigating some of the risk that individual investors take on

There are many reasons to invest through a fund, rather than buying assets on your own. At a basic level, investing in a fund means having a fund manager make investment decisions on behalf of the investor. There are many types of investment, each one having its own stated goals and objectives.

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Pound cost averaging

Posted on May 11, 2020 by - Uncategorized

Smoothing out the ups and downs of the market

Pound cost averaging is a technique that reduces exposure to falling markets from investing a lump sum. Investing at regular intervals can be a good idea to help smooth out the ups and downs of the market. Timing the exact moment to enter or leave the market can be extremely difficult and investors inherently run the risk of investing at the top of a market cycle, or exiting at the bottom.

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Diverse range of funds

Posted on May 11, 2020 by - Uncategorized

Choosing a broad spread of instruments in which to invest

Pooled investment funds are usually large funds built by aggregating relatively small investments from individuals. A professional fund manager (or a team of fund managers) determines which assets to invest in and then purchases accordingly. They are also known as ‘collective investment schemes’.

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Top 4 tips for good tax planning

Posted on March 9, 2020 by - Uncategorized

What should I consider before the end of this tax year?

The end of the 2019/20 tax year is fast approaching, and there are a number of valuable allowances and reliefs that will be lost if they are not used before the deadline.

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Time to give your pension pot a boost?

Posted on March 9, 2020 by - Uncategorized

Planning ahead for the financial future you want

Planning for retirement can be both exciting and daunting. It’s essential to structure your affairs to make sure you have enough money when you eventually retire. To give your pension pot a boost, one option to consider if your pension savings are more than your annual allowance is to take advantage of the ‘carry forward’ rules for unused annual allowances from previous years and still receive tax relief.

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Portfolio diversification

Posted on March 9, 2020 by - Uncategorized

Don’t put all your eggs in one basket

Portfolio diversification is the foundational concept of investing. It’s a risk management strategy of combining a variety of assets to reduce the overall risk of an investment portfolio.

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Preserving your legacy

Posted on March 9, 2020 by - Uncategorized

How to keep your wealth in the family

Are you worried about leaving an inheritance to your loved ones and then having them pay tax on your legacy? No one likes to think about a time when they won’t be here, but unfortunately the reality is that some people aren’t prepared financially.

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Planning for tomorrow

Posted on March 9, 2020 by - Uncategorized

Will my retirement income be enough to live ON comfortably?

The questions our clients almost always ask us are: ‘Will I be able to retire when I want to? Will I run out of money? How can I guarantee the kind of retirement I want?’

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