Independence plan

Posted on November 1, 2018 by - Uncategorized

Least financially resilient group delay life milestones due to financial insecurity

Life can get complicated when you hit your early thirties, which means your finances are starting to get serious. You might be in the middle of countless transitions, like moving up in your career, starting a business, buying a home, getting married, having children…and a whole lot more. (more…)

Sandwich Generation

Posted on November 1, 2018 by - Uncategorized

Financially squeezed between elderly parents and children

Faced with the task of caring for elderly parents alongside your children, being in the Sandwich Generation can be a testing time. Finding yourself squeezed between – and often by – these two generations can be very stressful. (more…)

Reviewing your needs and goals

Posted on November 1, 2018 by - Uncategorized

Take the time to think about what you really want from your investments

Anything is possible when you manage your money the right way. It’s well worth taking the time to think about what you really want from your investments. Knowing yourself, your needs and goals, and your appetite for risk is a good start. Your focus should be on ensuring that the inevitable bumps along your investment journey do not force you off course. (more…)

Investment objectives – a lifelong process

Posted on November 1, 2018 by - Uncategorized

Protecting your wealth from market ups and downs

Whatever your goals in life are, careful planning and successful investing of your wealth can help you get there. If you’ve got a sufficient amount of money in your cash savings account – enough to cover you for at least six months – and you want to see your money grow over the long term, then you should consider investing some of it. (more…)

Matters of risk

Posted on November 1, 2018 by - Uncategorized

Investment goals and timescales that influence your choices

If you want to plan for your financial future, it helps to understand risk. If you understand the risks associated with investing and you know how much risk you are comfortable taking, you can make informed decisions and improve your chances of achieving your goals. (more…)

Diversified portfolio

Posted on November 1, 2018 by - Uncategorized

Effective tool for reducing risk and volatility without necessarily giving up returns

When you start investing, or even if you are a sophisticated investor, one of the most important tools available is diversification. Whether the market is bullish or bearish, maintaining a diversified portfolio is essential to any long-term investment strategy. (more…)

Volatility, risk and market declines

Posted on November 1, 2018 by - Uncategorized

Relentless and continual rise in value over the very long term, punctuated by falls

There is an undeniable correlation between geopolitics, market sentiment and the macro trading environment. But over long periods, we have seen markets recover from downturns, although past performance is no indicator of future performance. (more…)

Positive outcomes

Posted on November 1, 2018 by - Uncategorized

Impact investing without sacrificing returns or profits

For those looking to make the world a better place, but not wanting to sacrifice returns or profits, impact investing aims to support a positive social or environmental impact, as well as looking to achieve compelling financial returns at the heart of sustainable investing. (more…)

Later retirement

Posted on August 28, 2018 by - Uncategorized

Workers extend their careers for a multitude of reasons

When do you plan to retire? Saving for your retirement is a lifelong undertaking – and if you want to enjoy a comfortable retirement, you can’t start planning soon enough. The more you contribute to a pension now, the better chance you’ll have of that money growing and funding your retirement in later life. (more…)

Seize the day – today

Posted on August 28, 2018 by - Uncategorized

Make your vision a reality

Exactly how much you’ll need for a comfortable retirement will depend largely on your cost of living and lifestyle choices. For many people, retirement is about sun-soaked holidays, leisurely rounds of golf and that boat they’ve always coveted. (more…)