Wills & Trusts

As well as basic Wills and Lasting Power of Attorney services we offer a number of different trust solutions. These include:

Financial Trust Solutions.

The Assurance Trust™, designed to hold all of a client's life insurance policies in one tailored trust.

The Asset Preservation Trust™, designed as a spousal bypass trust, which can hold all of a client's pension and death in service benefits.
The Mortgage Trust™, designed to hold mortgage related benefits.

The Gift and Loan Trust or The Discounted Gift Trust - for those wishing to gift away capital and or income depending on circumstances - use with one or more new policies.

Estate Planning Solutions

The Protective Gifting Trust™, designed to protect lifetime gifts to children and to hold annual exemption gifts.

The Beneficiary Protection Plan™, designed for the estates of married partners (a single person version is available).

The Inheritance Tax Trust, designed to fund existing liabilities ensuring entire estates pass to children rather than pay Inheritance Tax due

The Family Trust, designed for married couples with estates in excess of £975,000, requiring more detailed planning needs.

Specialist Planning Solutions

The Business Trust, addressing the specialist needs of business owners, a frequently sub-optimised area of planning.

The Guardianship Trust Fund, designed to utilise the child benefit amount to ensure Guardians have the capital to support children in the event of parent's untimely deaths

The Property Trust, to house additional properties and buy-to-let assets.