Topic: Uncategorized

Investing in a fund

Posted on July 3, 2017 by - Uncategorized

Making investment decisions on behalf of the investor

There are many reasons to invest through a fund rather than buying assets on your own. At a basic level, investing in a fund means having a fund manager make investment decisions on behalf of the investor. (more…)

Ethical saving and investing

Posted on July 3, 2017 by - Uncategorized

Making the world a better place

With a defined contribution pension, you build up a pot of money that you can then use to provide an income in retirement. Unlike defined benefit schemes, which promise a specific income, the income you might get from a defined contribution scheme depends on factors including the amount you pay in, the fund’s investment performance and the choices you make at retirement. (more…)

Maintaining a diversified portfolio

Posted on July 3, 2017 by - Uncategorized

Spreading risk between different kinds of investments

When you start investing, or even if you are a sophisticated investor, one of the most important tools available is diversification. Whether the market is bullish or bearish, maintaining a diversified portfolio is essential to any long-term investment strategy. (more…)

Understanding investment risk

Posted on July 3, 2017 by - Uncategorized

Making informed decisions to improve your chances of achieving your financial goals

If you want to plan for your financial future, it helps to understand risk. If you understand the risks associated with investing and you know how much risk you are comfortable taking, you can make informed decisions and improve your chances of achieving your goals. (more…)

Investment objectives – a lifelong process

Posted on July 3, 2017 by - Uncategorized

Protecting your wealth from market ups and downs

If you’ve got a sufficient amount of money in your cash savings account – enough to cover you for at least six months – and you want to see your money grow over the long term, then you should consider investing some of it. (more…)

Reviewing your needs and goals

Posted on July 3, 2017 by - Uncategorized

The most radical changes to pensions in almost a hundred years

It’s well worth taking the time to think about what you really want from your investments. Knowing yourself, your needs and goals, and your appetite for risk is a good start. (more…)

Pension freedoms

Posted on May 5, 2017 by - Uncategorized

Retirement savers say they are still confused by the rules

On the second anniversary of the pension freedoms reforms THAT took effect from April 2015, some retirement savers say they are still confused by the rules and want no more changes. (more…)

Hello LISA

Posted on May 5, 2017 by - Uncategorized

Saving for a first home or retirement at the same time

The start of the new tax year on 6 April 2017 saw the launch of the Lifetime ISA (LISA), which was announced in the 2016 Budget. (more…)

Untying the knot

Posted on May 5, 2017 by - Uncategorized

Divorcees twice as likely to have no savings

A daunting part of a separation or divorce for most couples is sorting out the finances. Financial disputes can be a major stumbling block in the divorce process and could take longer than the divorce itself. (more…)

Road to Brexit

Posted on May 5, 2017 by - Uncategorized

Biggest investment planning challenge over the coming years for all investors

Brexit has created an air of uncertainty, and no one really knows what’s coming next or what it could all mean in the long term. On 29 March, Prime Minister Theresa May triggered Article 50 of the Lisbon Treaty in a letter to EU Council President Donald Tusk, starting two years of divorce proceedings. (more…)