Topic: Protection

Essentials and indulgences

Posted on July 1, 2015 by - Investment, News, Protection, Wealth Creation

UK parents spend £28 billion on nation’s under-fives each year

UK parents spend around £35,000 on their children by the time they reach their fifth birthday, according to research released by Aviva. This adds up to a total of more than £28 billion[1] spent on the nation’s 4 million under-fives each year. (more…)

Accumulating wealth for your children or grandchildren

Posted on July 1, 2015 by - News, Protection, Retirement

How to give them a financial head start in life as they grow up in the modern world

Anyone with children knows there will be lots of demands on the household finances, but when it comes to long-term saving, perhaps for university or a first home, even a small sum can give your child a financial head start in life over a long period of time. With this in mind, the Association of Investment Companies (AIC) has taken a look at long-term investment company performance, and what to consider when investing for children. (more…)

Nation of savers

Posted on July 1, 2015 by - Investment, News, Protection

Focusing on the long term for a more secure future

The UK is becoming a nation of savers, with three quarters (74%) of people saying they are currently saving, research from Scottish Widows has revealed. (more…)

Nation of savers

Posted on April 29, 2015 by - Investment, Protection

Year-on-year rise in the number of long-term savers

The UK is becoming a nation of savers, with three quarters (74%) of people saying they are currently saving, research from Scottish Widows has revealed. (more…)

Taking preventative action

Posted on April 29, 2015 by - Protection, Retirement, Wealth Creation

Reducing your beneficiaries’ potential Inheritance Tax bill – or mitigating it out altogether

With careful planning and professional financial advice, it is possible to take preventative action to either reduce your beneficiaries’ potential Inheritance Tax bill or mitigate it out altogether. (more…)

History lesson

Posted on April 29, 2015 by - Protection, Retirement

Inheritance Tax matters

Inheritance Tax was introduced in the UK in 1796 and stemmed from the influence of the French Revolution. The concept of IHT was supposed to protect poorer members of society and interrupt the legacy of inherited wealth. (more…)

What’s your magic number?

Posted on March 3, 2015 by - News, Protection

The picture of retirement income in the UK is not as bleak as some would like us to think

A report has revealed those approaching retirement are expecting to receive £23,700 per year when they retire. The same survey shows that the average income in retirement today is currently just £19,000 – a shortfall of £4,700 per year, or 25%. (more…)

Full nest households

Posted on October 31, 2014 by - Investment, News, Protection

The financial pressure on parents providing board to their adult offspring

Parents with adult children living under their roof are spending £1,200* more than their Empty Nester counterparts each year on everyday household expenditure, bringing the total annual cost of ‘Full Nest Syndrome’ in the UK to £3.2 billion[1]. (more…)