Monthly Archives: July 2017

Tracker funds and exchange traded funds

Posted on July 3, 2017 by - Uncategorized

Market index following the overall performance of a selection of investments

Tracker funds and exchange-traded funds (ETFs) are investments that aim to mirror the performance of a market index. A market index follows the overall performance of a selection of investments. The FTSE 100 is an example of a market index – it includes the 100 companies with the largest value on the London Stock Exchange. (more…)

Pooled investment funds

Posted on July 3, 2017 by - Uncategorized

Combining sums of money from many people into a large fund spread across many investments

Pooled investment funds – also known as ‘collective investment schemes’ – are a way of combining sums of money from many people into a large fund spread across many investments and managed by a professional fund manager. (more…)

Investing in a fund

Posted on July 3, 2017 by - Uncategorized

Making investment decisions on behalf of the investor

There are many reasons to invest through a fund rather than buying assets on your own. At a basic level, investing in a fund means having a fund manager make investment decisions on behalf of the investor. (more…)

Ethical saving and investing

Posted on July 3, 2017 by - Uncategorized

Making the world a better place

With a defined contribution pension, you build up a pot of money that you can then use to provide an income in retirement. Unlike defined benefit schemes, which promise a specific income, the income you might get from a defined contribution scheme depends on factors including the amount you pay in, the fund’s investment performance and the choices you make at retirement. (more…)

Maintaining a diversified portfolio

Posted on July 3, 2017 by - Uncategorized

Spreading risk between different kinds of investments

When you start investing, or even if you are a sophisticated investor, one of the most important tools available is diversification. Whether the market is bullish or bearish, maintaining a diversified portfolio is essential to any long-term investment strategy. (more…)

Understanding investment risk

Posted on July 3, 2017 by - Uncategorized

Making informed decisions to improve your chances of achieving your financial goals

If you want to plan for your financial future, it helps to understand risk. If you understand the risks associated with investing and you know how much risk you are comfortable taking, you can make informed decisions and improve your chances of achieving your goals. (more…)

Investment objectives – a lifelong process

Posted on July 3, 2017 by - Uncategorized

Protecting your wealth from market ups and downs

If you’ve got a sufficient amount of money in your cash savings account – enough to cover you for at least six months – and you want to see your money grow over the long term, then you should consider investing some of it. (more…)

Reviewing your needs and goals

Posted on July 3, 2017 by - Uncategorized

The most radical changes to pensions in almost a hundred years

It’s well worth taking the time to think about what you really want from your investments. Knowing yourself, your needs and goals, and your appetite for risk is a good start. (more…)