Monthly Archives: March 2015

Pension wise

Posted on March 3, 2015 by - News, Retirement

Discussing life expectancy as part of your retirement planning is key

Pension Wise, the government’s guidance guarantee service, must discuss life expectancy as part of people’s retirement planning, according to a recent Aviva report. (more…)

Getting more savvy about saving and spending

Posted on March 3, 2015 by - Investment, News

Sorting out our finances is high on our list of priorities in 2015

The British population is determined to get more savvy about their saving and spending habits in 2015, with three quarters (76%) of adults admitting they are prepared to moderate their lifestyle, according to a new survey by Standard Life. (more…)

Changing financial roles

Posted on March 3, 2015 by - News

Almost 1 in 5 women are now the main household breadwinner

Nearly one in five (17%) of women claim to be the main breadwinner in their relationship, according to new research commissioned by Scottish Widows to mark its 200th anniversary. (more…)

‘Shot in the arm’ for oil consuming economies

Posted on March 3, 2015 by - News

Positive impact on earnings, and a small positive impact on dividends

Despite the so far rather negative response of equity markets, the oil price falls could be seen as a ‘shot in the arm’ for oil consuming economies, with many viewing the oil price decline as being deeply beneficial because it amounts to a reduction in input costs and a dividend to consumers. (more…)

Hedging against downside risk

Posted on March 3, 2015 by - Investment, News

Divergent monetary policies and growth
trends could be key themes of 2015

The return of volatility – as valuations and investor complacency remain elevated – will make it vital for investors to consider hedging against downside risk and cut back on ‘me too’ investments this year, according to the BlackRock Investment Institute’s (BII) 2015 Investment Outlook. (more…)

What’s your magic number?

Posted on March 3, 2015 by - News, Protection

The picture of retirement income in the UK is not as bleak as some would like us to think

A report has revealed those approaching retirement are expecting to receive £23,700 per year when they retire. The same survey shows that the average income in retirement today is currently just £19,000 – a shortfall of £4,700 per year, or 25%. (more…)

Trust in your future

Posted on March 3, 2015 by - Investment, News

Exposure to a range of assets through a single investment

In performance terms, the attraction of investment trusts is consistently evident. They allow you to pool your money with that of other investors to get exposure to a range of assets through a single investment and are listed companies that issue a fixed number of shares quoted on a stock market, such as the London Stock Exchange. (more…)

Influencing factors to managing your future wealth

Posted on March 3, 2015 by - Investment, News

When was the last time you revisited your investment goals?

It’s vital to know why you’re investing. The first step is to have a good think about your financial situation and your reasons for investing. Whatever your personal investment goal may be, it is important to set your time horizon at the outset, as this will impact on the type of investments you should consider to help achieve your goals. It also makes sense to revisit your investment goals at regular intervals to account for any changes to your personal circumstances. (more…)