Monthly Archives: July 2014

Pension wealth check

Posted on July 3, 2014 by - News, Retirement

10 ideas served up to help you maximise your pension provision

It’s important to review your pension planning regularly to make sure it still meets your specific requirements. Over time, your circumstances may have changed, so we have provided ten areas that, if appropriate to your particular situation, should be reviewed. (more…)

Demystifying quantitative easing

Posted on July 3, 2014 by - Investment, News

Reviving consumer spending and economic growth

Since the global financial crisis, both the Bank of England and the US Federal Reserve have used the policy of quantitative easing (QE) to try to revive consumer spending and economic growth. (more…)

A NISA home for your investments

Posted on July 3, 2014 by - Investment, News

Providing you with increased simplicity and
greater flexibility

Individual Savings Accounts (ISAs) have been around since 1999, providing a tax-efficient wrapper for savings and investments. However, in the recent Budget, the Chancellor, George Osborne, promised to increase the simplicity and flexibility of ISAs. As of 1 July 2014, there is now a single ISA which has been named the new ISA, or ‘NISA’, which provides a bigger tax break than ever before and more flexibility about how it can be used. (more…)

Asset Allocation

Posted on July 3, 2014 by - Investment, News

Achieving the right balance of cash, fixed income and equities

How you choose to allocate your wealth between different asset classes will be one of the most important investment decisions you ever make. Asset allocation can account for the majority of your portfolio returns over the long term, so it’s essential that you achieve the right balance of cash, fixed income and equities in your portfolio. (more…)

Income generation

Posted on July 3, 2014 by - Investment, News

Withdrawing income without prematurely depleting your portfolio

Investing for income is not simply about establishing a portfolio of income-generating investments. It is also about the strategies you use to withdraw income from this portfolio. (more…)

Get your finances in shape this summer

Posted on July 3, 2014 by - Investment, News

Review our financial fitness checklist to see how we can help you make more of your money

Utilise personal pension tax relief
When you contribute to a registered pension scheme, you automatically receive basic rate tax relief on your contributions. Your personal pension tax relief depends on your circumstances. These are the current UK pension tax relief rules for the 2014/15 tax year, so don’t miss out. (more…)

What’s your number?

Posted on July 3, 2014 by - News, Retirement

Make sure your pension is on track to grow enough to support you in retirement

Do you know how much your pension is worth? Do you know how many you have or where they are? How about the type of funds they’re invested in or how much risk is involved? (more…)

Pensions grab headlines

Posted on July 3, 2014 by - News, Retirement

Taking centre stage in the Queen’s Speech

This year is best described as the year of the pension. After grabbing the headlines following the Chancellor’s Budget 2014 speech, pensions were once again top of the agenda. In an 11-bill programme, pensions took centre stage, with major changes to annuities and workplace schemes also announced. (more…)

Financial support when your family needs it most

Posted on July 3, 2014 by - News, Protection

Why reviewing your level of life insurance is time well spent to ensure you look after their future

May 2014 marked the 253rd anniversary of the first life insurance policy being issued in the USA.  Life insurance protects your family and anyone else who may depend on you for financial support. If you die prematurely, the people who are dependent upon your income could lose that financial support, which may leave them having to fend for themselves. (more…)